Victor Gersten, CFP®

I am not your typical financial advisor because of my unique background. I grew up in Mexico City in a household with a single mother and two sisters, thus, I have tremendous respect for women and a passion for seeing them succeed financially. I understand why many Americans want to live abroad: rich cultures, exquisite cuisine, hospitable people, and let’s say it: a more affordable cost of living. I enjoy doing financial and strategic planning for those Americans who wish to move and need some extra help. I’m particularly well-prepared for working with expats as I am a virtual financial advisor with a deep understanding of the financial needs of those who have a home away from home. Let’s get started with your financial plan!

US Federal Tax Issues to Consider Before Filing Your 2021 Tax Returns

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Hello! We are Cross Border Wealth Advisors and are determined to help people simplify their financial lives when retiring abroad by offering financial solutions for wealth and portfolio management and tax preparation. I’m Victor Gersten, and I’m an expat myself. I’m a Certified Financial Planner and an Enrolled Agent with 14 years of experience in the financial services industry in San … Read more

Why Savers Pursuing Early Retirement Should Consider Limiting 401(k), IRA Contributions

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By Donna Sellinger Editor, contribution by Victor Gersten, M.S., CFP®  | Nov 22, 2020 Editorial note: Barron´s Is it possible to overfund your retirement accounts? The conventional wisdom about retirement savings says to put as much as possible into an individual retirement account or 401(k) as early as possible. While this all-in strategy makes sense for … Read more

5 Important Tips For How To Retire Abroad

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By Brianna McGurran Editor, contribution by Victor Gersten, M.S., CFP® | Nov 12, 2020  Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. This story is part of a series about Americans living abroad. If there’s a particular topic … Read more

Are you on track for early retirement and financial independence considering the pandemic?

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  By Victor E Gersten, M.S., CFP® | October 9, 2020 For many, financial freedom means being able to coast with little concerns through tough economic times. But the pandemic and uncertain economy can stir anxieties about leaving the workforce for those planning to retire early, including those who have plenty of savings. The Financial … Read more

Why you should think about financial independence and mini-retirements?

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Financial Independence and Early Retirement is UNIQUE FOR EACH CLIENT

By Victor E Gersten, M.S., CFP® | October 6, 2020

The question is: how can we manage our limited resources and unlimited wants and needs without running out of resources?

But the challenge remains: how can we ensure work/life balance without working full-time until the ever-increasing official retirement age given the amount of resources we have?

Unfortunately,  without proper financial planning, the odds to retire early are against us.

At Gersten Financial Planning we specialize in working with people like you who want to attain financial independence and to retire on their own terms.

Getting started with investing in 7 steps

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Getting started with investing in 7 steps By Victor E Gersten, M.S., CFP® | August 10, 2020 Investing can be intimidating for many, but the best way to invest appropriately is by understanding that your behavior at investing is as relevant as the volatility in the market. The best way of investing is by identifying … Read more