The US Spain Tax Treaty Explained: Who Taxes What
What the US Spain tax treaty allocates income type by income type, how the saving clause changes the answer for US citizens, where relief actually comes from, and the two big things the treaty does not cover.
Read articleRecent from the journal
Why US Brokerages Are Closing Expat Accounts, and What to Do About It
Victor Gersten, EA, CFP®, MS, MPAS™ If your US brokerage has restricted your account because you live in Spain, the…
Read moreModelo 720: What Americans in Spain Actually Have to Declare
Victor Gersten, EA, CFP®, MS, MPAS™ Spain’s foreign asset report is narrower than most new arrivals fear. It is also…
Read moreThe PFIC Trap: Why Spanish Investment Products Punish American Investors
Victor Gersten, EA, CFP®, MS, MPAS™ Almost every American who moves to Spain opens a Spanish bank account in the…
Read moreThe US-Spain Totalization Agreement and Your Social Security
Victor Gersten, EA, CFP®, MS, MPAS™ If you are paying into the Spanish system, are you also paying into the…
Read moreThe Beckham Law in 2026: What Americans Moving to Spain Actually Need to Know
Victor Gersten, EA, CFP®, MS, MPAS™ Spain’s impatriate regime can cut your Spanish tax bill sharply. For a US citizen,…
Read moreThe Roth IRA in Spain: What Americans Get Wrong Before They Move
Victor Gersten, EA, CFP®, MS, MPAS™ Spain is not obliged to honor a tax break that exists only in US…
Read more